A stunning, semi-realistic fantasy artwork of a beautiful woman with a curvy yet toned and athletic physique, posing seductively in a shallow, tropical ocean setting. She has long, voluminous, wavy hair that cascades around her shoulders. Her deep blue eyes are mesmerizing, and her flawless, sun-kissed skin glows under the sunlight. She wears a partially, unbuttoned sheer white blouse, that flows naturally with the breeze, along with a revealing black lace bra and very large tits, featuring intricate patterns and reflective, glass-like textures. Her toned, athletic legs are glistening with water droplets as she stands partially submerged in the clear ocean water. The environment is a breathtaking mix of shimmering turquoise waves, sunlight filtering through the water, and soft ripples around her. Tiny fish and coral formations in the background add realism to the scene. The lighting is warm and dynamic, casting an ethereal glow on her body. The overall atmosphere is dreamy, magical, and highly detailed, blending realism and fantasy aesthetics.