(masterpiece, best quality, ultra-detailed, photorealistic, HDR), breathtakingly beautiful young woman, 21 years old, flawless golden-tanned skin, very tall with ultra-curvy hourglass figure, (extremely large natural round breasts), slim waist, wide hips, long shapely legs, long wet wavy dark brown hair cascading down her back, delicate symmetrical face, big almond-shaped eyes, full lips, serene confident expression, standing at full height in clear turquoise sea beside a luxury yacht, wearing an ultra-micro black bikini, the tiniest possible black bikini top with barely-there thin straps, just enough to cover nipples, and a micro black thong bottom with ultra-thin black straps, maximum minimal coverage, shiny wet fabric, water droplets on her skin, sunlight highlighting curves, elegant pose, both arms at her sides, one hand lightly touching the yacht's metal ladder, dramatic white rocky coastline and green shrubs in the background, vivid blue-green water, bright daylight, every detail of body, face, bikini, hair, water, and background rendered in sharp focus, realistic anatomy, five distinct non-fused fingers, <lora:MJ52:1>, <lora:SDXLHighDetail_v6-000005:.8>, <lora:Microwaist_XL_v01:.8>